WHAT DOES EXECUTIVE HOME LENDING DO WITH YOUR PERSONAL INFORMATION?
Effective Date: 2025
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
- Employment information and tax records
- Property and transaction information
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Executive Home Lending chooses to share, and whether you can limit this sharing.
|
Reasons we can share your personal information |
Does EHL share? |
Can you limit this sharing? |
|
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
|
For our marketing purposes — to offer our products and services to you |
No |
We don’t share |
|
For joint marketing with other financial companies |
No |
We don’t share |
|
For our affiliates’ everyday business purposes — information about your transactions and experiences |
No |
We don’t share |
|
For our affiliates’ everyday business purposes — information about your creditworthiness |
No |
We don’t share |
|
For non-affiliates to market to you |
No |
We don’t share |
Questions?
Call us at (888) 970-3370or visit executivehomelending.com
Who we are
Who is providing this notice? Executive Home Lending, LLC, a licensed mortgage broker operating in the state of North Carolina and other states where licensed.
What we do
How does Executive Home Lending protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, and restricted access to your information by authorized personnel only.
How does Executive Home Lending collect my personal information?
We collect your personal information, for example, when you:
- Apply for a mortgage loan
- Provide income or employment information
- Give us your contact information
- Allow us to pull your credit report
- Provide bank statements or tax returns
We also collect your personal information from others, such as credit bureaus, appraisers, and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes, affiliates using your information to market to you, and sharing for non-affiliates to market to you. EHL does not share your information in any of these ways, so there is nothing to limit. The only sharing EHL performs is as necessary to process and complete your loan transaction, which is required to provide the financial service you requested.
Definitions
Affiliates — Companies related by common ownership or control. EHL has affiliated companies. EHL does not share your personal information with its affiliates for marketing or any other purpose.
Non-affiliates — Companies not related by common ownership or control. EHL does not share your personal information with non-affiliates for marketing purposes.
Joint marketing — A formal agreement between non-affiliated financial companies that together market financial products or services to you. EHL does not participate in joint marketing arrangements.
Other important information
Executive Home Lending is a mortgage broker. We originate and submit your loan application to wholesale lending partners for underwriting, approval, and funding. In doing so, we share your personal information with those lending partners as necessary to complete your loan transaction. Those lenders have their own privacy policies and practices, which will govern their use of your information once received.
This notice is provided in accordance with the Gramm-Leach-Bliley Act (15 U.S.C. § 6801 et seq.) and its implementing regulations.
